Welcome to episode 439 of the AI in Action podcast, the show where we break down the hype and explore the impact that Data Science, Machine Learning and Artificial Intelligence are making on our everyday lives.

Powered by Alldus International, our goal is to share with you the insights of technologists and data science enthusiasts to showcase the excellent work that is being done within AI in North America and Europe.

Today’s guest is Hossein Zahed, Director of Data Science at Capital One. Capital One are one of the largest retail banks in the United States, serving more than 100 million customers across a diverse set of businesses. The company was founded on the belief that no one should be locked out of the financial system. Today, their deep commitment to financial inclusion is reflected in their business, community partnerships, philanthropy and most importantly, support for their customers. They are on a mission to change banking for good.

Hossein leads a team of amazing data scientists, engineers, and analysts in Dallas, Texas who design and build AI products that provide more people with financial choices and possibilities. He is leading the AppIntel team who are responsible for building and managing COAF’s underwriting risk models used for approve/decline of customers across the business. Hossein also has extensive experience with learning algorithms, statistical modeling, data mining, cloud computing, data strategy, credit risk, and pricing.

In the episode, Hossein will talk about:

His role and responsibilities at Capital One

How they are using Data and AI within the organization

The importance of working with cross-functional teams

Why Capital One is a great place to work

Their dedication to investing in talent

What the near future looks like for his team at Capital One

To find out more about all the great work happening at Capital One, check out the website www.capitalone.com or follow them on LinkedIn, Instagram and Twitter @CapitalOne. You can also connect with Hossein on Linkedin.

What did you think of Hossein’s podcast? Where do you see the future of AI and Data Science in the financial services industry heading over the next few years? We would love to hear your thoughts on this episode, so please leave a comment below.

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